Accident, Third Party Liability, Household Effects and Baggage Insurance
During their stay in Denmark fellows are covered by Danida’s insurance policy covering accidents, third party liability, and theft of personal effects and furthermore health as mentioned below.
Fellows whose period of residence in Denmark is less than 3 months:
Fellows are covered by Danida’s Health Insurance and will receive an insurance certificate from Danida Fellowship Centre via the Royal Danish Embassy.
The insurance covers medical and hospital treatment.
Costs of dental treatment, vaccination, physiotherapy, medicine (also if prescribed by a physician) and spectacles are not covered by the insurance but must be paid by the fellows themselves. Please observe that treatment of chronic diseases is not covered by Danida’s Health Insurance.
Fellows whose period of residence in Denmark is more than 3 months:
If the period of residence in Denmark exceeds 3 months, fellows are covered by the National Health Insurance Scheme. Upon arrival, fellows will be registered at the local office of the National Registration (Folkeregisteret), and a health insurance card (sygesikringsbevis) will be issued shortly after their arrival.
The physician indicated on the insurance card should be consulted in the event of illness, and the card must be produced when consulting the physician, a dentist or a hospital. It is advisable to carry the health insurance card at all times.
The National Health Insurance Scheme covers medical treatment offered by the physician or hospital. However, the cost of prescribed medicine and dental treatment is only partially covered under the National Health Insurance Scheme. Danida Fellowship Centre does not cover the difference.
Specialists may be consulted only if referred to by the National Health Insurance physician.
Costs of vaccination, physiotherapy and spectacles are not covered by the National Health Insurance and must be paid by the fellows themselves.
Travel insurance for trips outside Denmark for fellows whose period of residence is more than 3 months:
Please note that the Danish National Health Insurance Scheme covers Denmark only. If you travel privately outside Denmark it is your own responsibilityto make sure you have the required documents like residence card or re-entry permit and insurance.
Mandatory study tours and field work
If your travel is a mandatory study tour or field work (primary for master students) in connection with your study, DFC will take out the travel insurance for you, unless it is in your country of residence.
It is therefore important that you inform DFC about your travel plans within 5 working days before you leave.